Uber/Lyft Accidents

Minnesota Uber and Lyft Accidents Attorney
The Dangers of Uber
Uber rides can pose unexpected risks for passengers, pedestrians, and other drivers. Accidents involving Uber vehicles can be complex due to multiple responsible parties, including the driver, Uber, and various insurance providers. Many Uber drivers work long hours, increasing the risk of fatigue-related accidents. Additionally, background checks may not always prevent unsafe drivers from operating on the platform.
If you’re involved in an accident with an Uber vehicle—whether as a passenger, another driver, a pedestrian, or a cyclist—navigating the claims process can be challenging. Butwinick Injury Law is here to help you understand your rights and pursue the compensation you deserve.
Common Causes of Rideshare Accidents
- Distracted driving
- Speeding
- Reckless driving
- Fatigue
- Poor vehicle maintenance
- Inexperienced or poorly trained drivers
How Butwinick Injury Law Can Help
Our experienced attorneys at Butwinick Injury Law are well-versed in the intricacies of rideshare accident cases. We will:
- Conduct a thorough investigation of the accident
- Identify all liable parties
- Handle all communications with insurance companies
- Advocate fiercely to secure the maximum compensation you deserve
Insurance Issues Associated With Uber Accidents
Uber accidents involve complex insurance issues because multiple policies may come into play, depending on the driver’s status at the time of the crash. Unlike standard car accidents, Uber drivers are considered independent contractors, which can make liability and coverage disputes more difficult to resolve.
Uber’s insurance coverage is divided into three phases:
- Offline: If the driver is not logged into the Uber app, their personal auto insurance applies. Uber provides no coverage in this case.
- Available but No Ride Accepted: If the driver is logged into the app but has not yet accepted a ride, Uber provides limited liability coverage, including up to $50,000 per person and $100,000 per accident for injuries, plus $25,000 for property damage.
- Ride Accepted or Passenger on Board: Once a driver has accepted a ride request or has a passenger in the vehicle, Uber’s $1 million liability policy applies, covering injuries and property damage.
While Uber does provide significant insurance coverage, making a claim is not always straightforward. Insurance companies may attempt to deny responsibility or minimize payouts, leaving victims struggling to cover medical expenses, lost wages, and other damages. Additionally, if another driver was involved in the accident, determining fault and which insurance policy applies can further complicate the claims process.
If you’ve been injured in an Uber accident, Butwinick Injury Law is here to help. Our team understands the complexities of rideshare insurance claims and will fight to ensure you receive the full compensation you deserve.